At the beginning of October, I had this to say:
“Although I am sticking to my strategy of growing the investment grade bond component of my investment portfolio, there might no longer be a hurry to lock in higher yields for the longer term now.”
I said that because we could see yields staying higher for longer.
So, I have been nibbling at Singapore Savings Bonds in the past 2 months.
This month’s offer by MAS is 3.4% p.a. in 10 year average yield which is a tad higher than 3.32% p.a. we saw last month.
![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKX0ElS8-BMo9gOhY8aVLE5g8HewkZI0iAMAQi047gNsgZSkmYWV35If7J7l0oG3Tdvf6Z7Kolero3WcwqUJ8y3GBOGVJg3jXFw4oKsAaESG9DyxsMezzbbBzTetRbvYvfUBkp-U75MCK0MysztfSekLA8-qwXSrCohmGvFZdItUAOH4oKnBhzeig6Xcow/w288-h400/AK%20SSB%2027%20Nov%2023.png)
I will be nibbling again.
How much is that exactly?
Only $5K.
That qualifies as a nibble for me.
Q4 and Q1 are going to be leaner for me in terms of passive income I receive from my investments.
So, I will have to be more careful with money.
As for T-bills, I will continue to maintain the ladder from the next auction.
I won’t be strengthening the ladder for a while as I set aside some funds for the purchase of SSBs.
Someone actually suggested that I rejoin the workforce so that I wouldn’t have to do such juggling act when it comes to money.
OMG!
PTSD!
If AK can juggle money, so can you!
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